It’s raining lawsuits: Do you need an umbrella policy?

Adding extra liability coverage to your auto, homeowners or business liability policies can protect your financial future and assets from expensive lawsuits and claims against you. As long as you can earn a living, you should have an umbrella policy; assets not needed.

Deciding how much umbrella liability insurance coverage you need must be based on your personal situation. It helps to have an understanding of what you stand to lose and what risks you personally face.

• What are the value of your assets?
• What is your potential loss of future income?
• What risks do you think you might face?

It’s impossible to predict the future. Protect yourself or your business against devastating financial loss with the extra protection of an umbrella policy.

Remember: Risk extends beyond your own actions.